Resources
The Supplement Blog
Practical guides for roofing contractors who want to stop leaving money on the table. Written by licensed insurance adjusters Kyle & Lexie Hamrick.
March 22, 2026
17 Roofing Line Items Carriers Almost Always Miss
After thousands of supplements, the same items keep disappearing from carrier estimates. Here are the 17 most consistently missed — with real explanations for why each one vanishes.
Read more →March 22, 2026
How Xactimate Supplementing Works: A Complete Guide for Roofing Contractors
Most roofing contractors leave thousands on the table because they don't supplement. Here's a complete breakdown of how the process works — and why it changes your bottom line.
Read more →March 22, 2026
The Complete Hail Damage Supplement Checklist for Roofing Contractors
Use this checklist on every hail job. It covers what to gather before you write, every line item category to verify, and what carriers will push back on.
Read more →March 22, 2026
15 Hail Damage Supplement Line Items Carriers Almost Always Miss
Carriers leave the same line items off hail damage estimates over and over. Here are the 15 most commonly missed — and how much each one is worth.
Read more →March 22, 2026
Wind Damage Roofing Supplements: What Carriers Undervalue Every Time
Wind damage claims are consistently underpaid in specific, predictable ways. Learn the line items and scope issues carriers exploit — and how to counter them.
Read more →March 22, 2026
Wind Damage Roofing Supplements: Every Line Item That Should Be on the Estimate
Wind claims are structurally different from hail. Here's the complete line item breakdown carriers consistently skip — and why matching matters more on wind jobs.
Read more →March 22, 2026
What to Send Your Supplement Company: A Roofing Contractor Checklist
The quality of your supplement depends on what you send. Here's exactly what documentation you need — and why each piece matters.
Read more →March 22, 2026
Why the Carrier's First Estimate Is Almost Never the Final Number
The number the carrier gives you first isn't the number you'll close on. Here's why initial estimates are built to be low — and how supplements fix it.
Read more →March 22, 2026
How Long Should a Roofing Supplement Take? (And What to Do When It's Too Slow)
Industry average is 5–10 days. We do it in 24 hours. Here's what slow turnaround actually costs you — and what to expect from a supplement company that moves.
Read more →March 22, 2026
How Long Does a Roofing Supplement Take? (And Why Ours Takes 24 Hours)
Industry standard supplement turnaround is 5–10 days. We do it in 24 hours. Here's how — and why the speed matters more than you might think.
Read more →March 22, 2026
How Roofing Supplement Companies Charge (And Why Contingency Beats Flat Fee)
Flat fee, hourly, or contingency — each model has tradeoffs. Here's a straight breakdown of how supplement pricing works and which model is actually in your interest.
Read more →March 22, 2026
What to Look for in a Roofing Supplement Company Guarantee
Most supplement companies offer no guarantee. Here's what a real performance guarantee looks like — and why it's the first question you should ask.
Read more →March 22, 2026
Retail Estimate vs Insurance Estimate: What's the Difference?
Contractors deal with two fundamentally different estimate types. Using the wrong one on an insurance job can kill your supplement before it starts.
Read more →March 22, 2026
Xactimate Line Items Explained for Roofing Contractors
Xactimate has over 10,000 line items. Here's a plain-English breakdown of the ones that matter most on residential claims — what they are, what carriers skip, and how to get them paid.
Read more →March 22, 2026
Xactimate Estimate vs Contractor Estimate: What's the Difference?
Insurance companies only speak one language: Xactimate. Here's why a contractor bid isn't enough, and what makes an Xactimate estimate the only thing that moves a claim forward.
Read more →March 22, 2026
Can Someone Write Supplements Inside My AccuLynx?
Yes — and we're likely the only supplement company in the country doing it. Here's how we work directly inside your AccuLynx account using your own templates.
Read more →March 22, 2026
Symbility vs Xactimate: What Contractors Need to Know
Not every carrier uses Xactimate. Some run on Symbility. Here's what's different, which carriers use it, and how supplements work on Symbility claims.
Read more →March 22, 2026
How to Bill Emergency Tarps Correctly in Xactimate
Emergency tarp billing is one of the fastest ways to lose money on a claim. Here's the right Xactimate line items — and why most contractors get underpaid.
Read more →March 22, 2026
Tree Fell on Your Customer's Roof: What Gets Paid and What Doesn't
Tree damage claims are complicated. Carriers scope maybe 40% of what should be there. Here's what to document and what to supplement on every tree job.
Read more →March 22, 2026
Commercial Roofing Supplements: Why They're Different and How to Maximize Them
Commercial supplements operate on a different level — bigger dollars, more complex scope, higher documentation expectations. Here's how to approach them.
Read more →March 22, 2026
How Roofing Contractors Maximize Insurance Payouts Without an Attorney
You don't need a public adjuster or attorney to recover what a claim is worth. The supplement process is built into the system — here's how to use it.
Read more →