Roofing Supplement Company — Xactimate Estimates & Insurance Supplements for Contractors
The Estimate Company is a roofing supplement company operated by licensed independent insurance adjusters Kyle and Lexie Hamrick. We write Xactimate estimates and insurance supplements for roofing contractors across the United States. With 40+ years of combined IA experience, 20,000+ estimates written, and 5,000+ supplements handled across 50+ insurance carriers, we are the supplement company roofers trust for next-day turnaround, carrier follow-up, and maximum recovery on every claim. We are licensed insurance adjusters in South Carolina, North Carolina, Georgia, Texas, and Alabama. Services include: roofing insurance supplementing, Xactimate estimate writing, ESX delivery, depreciation release, certificate of completion, and restoration and mitigation estimates. We recover missing line items, code upgrades, manufacturer requirements, and underpaid scope on hail damage, wind damage, and storm damage claims.
Kyle & Lexie Hamrick
The Supplement Team
Roofers Trust.
Fast, Efficient Estimates For Contractors
2 claims/week for 12 months → min 6 figures in additional margins. Miss it? We write you a $5,000 check.
Licensed · SC · NC · GA · TX · AL
Co-Founder
Lexie Hamrick
The Founders
Kyle & Lexie Hamrick
We've built this system over the span of 20 years together. The roles have evolved, but our process has become unmatched — we're both in every file, every claim, every contractor relationship from intake to resolution.
Between us, every piece of a claim gets covered — fast and right.
Background
The experience behind
every estimate.
2018 – Present
Owner / Founder / Senior Xactimate Estimator
The Estimate Company
End-to-end estimation and supplement production for roofing, restoration, and mitigation contractors. Initial intake, scope review, estimate build, submission, and follow-up through resolution with carrier.
2012 – 2020
Multi-Peril Senior Insurance Adjuster
Independent Insurance Adjuster
Inspected and wrote Xactimate estimates for daily and catastrophe property claims across wind/hail, water, fire, and theft/vandalism. Built files meeting carrier documentation thresholds on first submission.
2005 – 2012
Catastrophe Adjuster
Independent Insurance Adjuster
Handled catastrophe claims end-to-end: scheduling, inspection, scope decisions, estimating, and insured communication in high-volume environments.
Trades & Scope
Residential (70%) · Commercial · Multi-family
Core Skills
Adjuster Licenses
Serving contractors nationwide — all 50 states
Why Choose Us
The supplement company that knows what the adjuster is thinking.
We Were Adjusters First.
Kyle spent 20+ years as an independent adjuster across 50+ carriers and 15,000+ properties. We don't guess what gets approved — we know. We write supplements in the exact language adjusters are trained to accept.
Ethical by Design. Effective by Experience.
We only supplement what's warranted — with photo documentation, code citations, and manufacturer specs on every line. No kitchen-sink padding. That's why our relationships with carriers are strong, and why our supplements get approved.
We Fight for Denials.
Claim denied? We've overturned them. We know the policies, the codes, and exactly where the line is. We fight hard for everything that's justifiable — and we know what that line is because we drew it for 20 years.
Next-Day. Every Time.
Most supplement companies take a week to even submit. We have your supplement on the desk adjuster's desk within 24 hours — every time. 2–3 times a week follow-up with carriers is standard practice. You hand off the file. We run it to the finish line.
Roof Types We Handle
Residential (70%) · Commercial · Multi-family · Industrial
Our Guarantee
500%+ ROI.
Or we write you a check.
Send us 2 claims per week for 12 months. We guarantee a minimum of six figures in additional profit margins. Our fee is 15% of what we recover — meaning for every dollar you pay us, you get more than 5x back. Miss the six-figure target? We write you a $5,000 check.
Send Your First ClaimServices
What we do.
Done right.
Every Xactimate file is branded with your business name, address, phone, logo, and current state/trade pricelists — whether we submit it to the carrier or hand it straight to you.
Insurance Supplementing
We review the carrier's scope, identify every missing or underpaid line item, write the Xactimate estimate and supplement narrative, submit to the carrier, and run structured twice-weekly follow-up until resolution.
Pricing
Pricing is based on scope and volume. Contact us to discuss your specific situation.
Estimate-Only (ESX Delivery)
Need a clean Xactimate estimate without ongoing supplement handling? We build it, you submit it. ESX and PDF formats available, with your company branding included.
Pricing
Pricing is based on scope and volume. Contact us to discuss your specific situation.
Restoration & Mitigation Estimates
Water, mold, fire — we build complete estimates for mitigation and restoration scope. Fast turnarounds, code-compliant, carrier-ready.
Pricing
Pricing is based on scope and volume. Contact us to discuss your specific situation.
How It Works
Simple process.
Serious results.
Send Your File
Email us the insurance estimate/scope, photos of any missed damages, and your roof sketch. That's it.
We Go to Work
Once we receive your file, we begin our thorough supplementing process. It's a complete handoff — you and your team do nothing until we're done.
You Get Results
You receive a final email with the revised estimate, updated totals, and new check amount. Twice-weekly follow-up with the carrier is included throughout.
Optional: Depreciation Release
Once repairs are complete, we can issue a COC, request the release of all recoverable depreciation, and provide a final pricelist update.
OptionalReady to stop leaving money on the table?
Send us your first claim. Next-day turnaround.
Send Your First ClaimTestimonials
Contractors trust us
with their revenue.
12 verified reviews
“I started using Kyle and Lexie a few months after starting my roofing business. I only wish I knew about them sooner! They've helped increase my profit margins immensely and I can't thank them enough!”
Chad Smith
Pitch Perfect Roof & Solar
“The team here is exceptional. Our company has worked with them on several projects. They have helped us increase our revenue exponentially and they get supplements turned around fast!”
Tyler Streetman
Transformation Roofing & Home Services
“Kyle & Lexie have been above and beyond helpful to us as owners of a young roofing company. Our expertise is roofing, their expertise is insurance estimates and supplements. Their knowledge and professionalism is unmatched.”
Dean & Janice Walker
Walker Roofing
“Kyle and Lexie have been writing supplements for us for about 6 months and have done a fantastic job! Their communication and attention to detail is bar-none. They are much faster than other supplement companies we have used in the past.”
Benjamin Kee
Kee Roofing
“I first met Kyle at a roof inspection he was performing for a customer of mine. I was impressed by his standards both for the insurance company and my customer. I could always trust him.”
Walter Benton
Turn-Key Construction
“I have used Kyle and Lexie over the past few years to handle all of our supplement work. They are thorough and timely with everything they do. Their company is one of the most positive relationships we have.”
Richard Stone
Carolina Roofing Siding and Window
FAQs
Straight answers.
Seven years ago, we saw a shift coming to the industry where contractors were going to have the opportunity to capture more business through insurance repair relationships. We also saw a clear gap between what insurance companies were paying and what they should be paying. Legitimate items are left off estimates constantly — code upgrades, missing line items, manufacturer standards. We built a due-diligence process to comb through every estimate and include every line item that's warranted. Nothing more, nothing less. That's why our relationships with insurance companies are strong.
Contact Us
Let's get to work.
Tell us about your business. We review every inquiry personally — if it's a good fit, we'll reach out to schedule a call.