Canada / Saskatchewan
Saskatchewan Storms Rarely Make Their Own Headline.
The Claims Still Need Scoping.
We are a United States estimating desk writing Xactimate supplements for Saskatchewan roofing contractors. Saskatchewan is a smaller market than Alberta or Ontario, and its severe weather is usually reported as part of a Prairie-wide event rather than a Saskatchewan-only headline. The scoping work on the roof is the same either way. Pricing is in United States dollars, stated plainly.
All pricing in USD.
The code question, answered properly
Saskatchewan adopted the 2020 editions of the National Building Code, the National Energy Code for Buildings, and the National Plumbing Code, effective January 1, 2024, under The Construction Codes Act. The province describes its own approach plainly: it adopts the National Building Code with few amendments. That is a meaningfully different starting point from a province that writes its own building code from scratch. In Saskatchewan, the national text itself is usually the operative one.
That does not make code citation automatic. Few amendments is not zero amendments, and which edition governs a specific building is still a question about that building and that work, not a blanket answer. What it means practically is that a correctly cited National Building Code 2020 provision carries real weight on a Saskatchewan file, more so than it would in a province running its own heavily modified code.
So we establish the governing edition first, then cite what actually applies, whether that is the national text or a Saskatchewan amendment to it. Where we cannot source something cleanly, we say so and build the file on the parts we can support.
The honest picture on Saskatchewan storms
We looked for a single named Saskatchewan storm the way Alberta has its August 2024 hailstorm or Ontario has its July 2024 flooding. We could not find one in the Insurance Bureau of Canada's own releases. What IBC has published instead are Prairie-wide events that include Saskatchewan alongside Alberta or Manitoba, and we are reporting them exactly as IBC framed them rather than inventing a Saskatchewan-only split.
IBC reported that storms on August 20 and 21, 2025 swept a path beginning in southern Alberta and stretching across Saskatchewan and Manitoba, causing over $235 million in insured damage across the three provinces combined. Tornadoes were confirmed in both Alberta and Saskatchewan, and IBC named Radisson, Langham, and North Battleford among the hardest hit Saskatchewan communities.
Separately, IBC reported that two days of severe weather in June 2026 drove insured losses in Manitoba and Saskatchewan combined above $840 million, with tornadoes, hail, damaging winds, torrential rain, and flash flooding affecting both provinces. IBC also reported that since 2021 there have been 30 catastrophic weather events across the two provinces combined, totalling over $2.5 billion in insured losses, which it translated to nearly $1,000 in insured losses per person across both provinces over five years, a 140 percent increase over the prior five years. On the most recent full year IBC has reported, wildfires across Manitoba and Saskatchewan combined cost roughly $430 million, while flash flooding, hail, and strong winds cost a further $330 million.
None of that is a Saskatchewan-only number, and we are not going to manufacture one by guessing at a split. What it tells us operationally is enough: Saskatchewan roofs take hail and wind damage on a genuine and rising basis, the claims arrive in the same Prairie-wide waves that hit Alberta and Manitoba, and a scope written in the middle of one of those waves is exactly the kind of file where line items get missed.
What we do not claim
- We are not licensed in Saskatchewan. Adjusting is provincially regulated here and our credential is a United States one. We do estimating and supplement documentation, working behind you.
- We do not claim to have Saskatchewan insurers mapped. They are different companies from the American ones, and inferring their behaviour from a US insurer would be making something up.
- We make no permit claim on this page. Every source we found on Saskatchewan re-roofing permits was a contractor blog and they contradicted each other. If permits matter on your file, the municipality is the answer, not us.
- We do not give a Saskatchewan-only storm loss figure. The Insurance Bureau of Canada releases we could read report Saskatchewan combined with Manitoba or Alberta. We report those combined figures as combined, not split into an invented provincial number.
- We are a US company working remotely. Nothing about the service depends on being in the same country as the roof, and we would rather you know that before you send a file than after.
The TEC Guarantee
Send us an average of 2 claims per week for 12 months and we guarantee you will add a minimum of six figures in additional margin to your business. If you do not, we write you a $5,000 check at the end of the 12 months.
All pricing in USD, and the guarantee is paid in USD. This is a commitment we are making to you, not a projection of what your claims will return.
Questions
Which building code applies to a Saskatchewan roof?
Saskatchewan adopted the 2020 editions of the National Building Code, the National Energy Code for Buildings, and the National Plumbing Code, effective January 1, 2024, under The Construction Codes Act. The province's own page describes this as adopting the National Building Code with few amendments, which means Saskatchewan is closer to the national model code than a province that writes its own version from scratch. Which edition governs a specific building is still a per-file question, but the starting point is the national code itself rather than a heavily localized rewrite.
Do you know Saskatchewan code well enough to write a code argument?
We source it rather than assume it. Because Saskatchewan adopts the national code with limited amendment, a correctly cited National Building Code 2020 provision carries real weight here. Where a Saskatchewan-specific amendment applies instead, we look for it rather than defaulting to the national text, and where we cannot confirm which one governs, we say so and leave the citation out.
How bad is hail in Saskatchewan?
The Insurance Bureau of Canada has reported on it, but almost always as a Prairie-wide event rather than a Saskatchewan-only headline. IBC reported that storms on August 20 and 21, 2025 swept a path from southern Alberta across Saskatchewan and Manitoba, causing over $235 million in insured damage across the three provinces combined, with tornadoes confirmed in both Alberta and Saskatchewan and hard-hit communities named as Radisson, Langham, and North Battleford in Saskatchewan. Separately, IBC reported that two days of severe weather in June 2026 drove insured losses in Manitoba and Saskatchewan combined above $840 million.
Why do you keep saying combined with Manitoba? Can't you just give me a Saskatchewan number?
Not honestly. Every IBC release we could open on recent Prairie storms reports Manitoba and Saskatchewan together, not as a Saskatchewan-only figure. IBC also reported that since 2021 there have been 30 catastrophic weather events across the two provinces combined, totalling over $2.5 billion in insured losses, which works out to nearly $1,000 in insured losses per person across both provinces over five years, a 140 percent increase over the previous five years. We are not going to divide a two-province number by a guess and present it as a Saskatchewan figure. We would rather tell you the real number is combined than hand you an invented split.
Is Saskatchewan hail mostly wildfire, wind, or hail damage?
IBC reported that in 2025 alone, wildfires in Manitoba and Saskatchewan combined caused roughly $430 million in insured losses, while flash flooding, hail, and strong winds caused a further $330 million. So on the most recent full year IBC has published, wildfire and severe convective weather are both material, and a roofing claim in this market is as likely to be sitting behind a hail or wind event as anything else.
Do you know how Saskatchewan insurers handle supplements?
The insurers writing property coverage here are different companies from the American ones and we will not claim to have their settled behaviour mapped. What transfers is the mechanics. A scope missing starter, drip edge, ridge cap, or steep charges is missing them in any market, and quantities taken off a measurement report are right or wrong regardless of the country. What we learn about a specific insurer, we learn on your file and tell you honestly.
Are you licensed in Saskatchewan?
No, and we do not present ourselves as being. We are a United States company. Our credential is a United States one, and adjusting is provincially regulated in Canada. What we do for you is estimating and supplement documentation, delivered remotely, working behind you while you keep the relationship with your insurer.
What currency are your fees in?
All pricing is in United States dollars. We do not quote in Canadian dollars and we do not publish a converted figure, because an exchange rate printed on a web page is out of date almost immediately. Your own bank or card issuer applies the conversion at the rate on the day you pay.
Send us one and see
Send the insurer estimate and your measurement report. We will read it and tell you what we see, including telling you if there is nothing worth chasing on it.
All pricing in USD.