Canada / New Brunswick
The Code Is National.
Who Enforces It Is Local.
We are a United States estimating desk writing Xactimate supplements for New Brunswick roofing contractors. New Brunswick's own statute defines its building code as the National Building Code, adopted by reference. What the province legislates in detail is who reviews the permit and who hears an appeal, and that machinery runs through municipalities, regional service commissions, and rural districts. Pricing is in United States dollars, stated plainly.
All pricing in USD.
The code question, answered properly
New Brunswick's Building Code Administration Act defines its own core term plainly. Its own words: "Code" means the National Building Code adopted by reference in the regulations, and includes all revisions, errata and corrections to errata issued from time to time. New Brunswick is not writing its own building code from scratch. The technical content is the national code, brought in by reference.
What the Act legislates in detail is the administration around that code, not its content. Construction in the province requires a building permit issued under the Act, and the work must conform with the Code itself, with any standards set by a local government's building by-law or a regulation, and with the terms of the permit. A council of a local government may pass a building by-law setting construction standards. A building inspector is either someone responsible to a regional service commission for enforcing local by-laws and provincial law on building and construction in that region, or an inspector appointed under the Local Governance Act, which also governs rural districts.
The Act names a specific office, the Building Code Administrator, appointed by the Minister from the Department of Justice and Public Safety, and gives that office a defined role in enforcement disputes. An owner served with an order for construction work a building inspector considers to be in contravention of the Code can appeal to the Building Code Administrator. A party still unsatisfied after that decision can appeal further, to a judge of the Court of King's Bench of New Brunswick. Both steps come from the Act itself.
We did not fetch the separate regulation that names the specific National Building Code edition currently adopted, so this page does not state a New Brunswick edition year or in-force date the way we can for a province where we read that regulation directly. What the Act does establish, and what we can say with confidence, is the shape of the system: one national code, administered locally.
Why the administration split matters to a scope
If the code text does not change from one New Brunswick address to the next, but the office reviewing the permit does, then two roofs built to the same national requirements can still land in front of different building inspectors, different regional service commissions, or a rural district's own arrangement under the Local Governance Act. That does not change what the code requires. It changes who is confirming that the work meets it, and who a contractor deals with if a permit condition or an order is disputed.
Practically, that means the code citation on a New Brunswick file should hold up anywhere in the province, since it traces back to the same national text. What is worth confirming on a per-file basis is which regional service commission or local building department has jurisdiction over that specific address, because that is the office that will actually read the scope.
The honest picture on Hurricane Fiona
New Brunswick was the Atlantic province Fiona treated most lightly, and the Insurance Bureau of Canada said so in its own words: New Brunswick was spared much of the damage caused by Hurricane Fiona due to the easterly track of the storm. The province still saw widespread power outages in Saint John, Fredericton, Moncton, and the Acadian Peninsula, and structural damage concentrated along the Northumberland Strait and near the Nova Scotia border, with large downed trees and branches.
IBC's most recent restated figure for the storm overall, published in January 2023, put insured damages nationally at over $800 million, and named Fiona the seventh largest extreme weather event in Canada's history by insured damages, up from an initial tenth-largest ranking when the first estimate came in near $660 million months earlier.
We are not giving you a current New Brunswick-only dollar figure for Fiona. IBC's early release did publish one, a figure over $30 million, but that number was a component of the original $660 million national total. IBC has since raised that national total by roughly 21 percent and has not republished how the increase splits by province. A number that no longer sums correctly against the total its own publisher stands behind is not one we are going to print as current. It is better for this page to say plainly that New Brunswick was comparatively spared than to inflate a storm argument the source itself does not support.
What we do not claim
- We do not state a specific National Building Code edition or in-force date for New Brunswick. The Act authorizes adoption of the Code by reference in a separate regulation. We did not fetch that regulation, so no edition year or date is claimed here.
- We are not licensed in New Brunswick. Adjusting is provincially regulated here and our credential is a United States one. We do estimating and supplement documentation, working behind you.
- We do not claim to have New Brunswick insurers mapped. They are different companies from the American ones, and inferring their behaviour from a US insurer would be making something up.
- We make no permit-fee or inspection-timeline claim. The Act lets each local government's building by-law set those terms, which means they vary by municipality and are not stated in the Act itself.
- We do not present New Brunswick's official bilingualism as a service-language requirement on this page. We noted it only to explain why the statute we read is printed in parallel English and French columns. It is not a claim about how any building department or insurer must communicate.
- We do not give a current New Brunswick-only dollar figure for Hurricane Fiona. The only figure IBC published for the province belongs to a national total it has since raised without republishing the split. We report the qualitative damage description instead, which was never superseded.
- We are a US company working remotely. Nothing about the service depends on being in the same country as the roof, and we would rather you know that before you send a file than after.
The TEC Guarantee
Send us an average of 2 claims per week for 12 months and we guarantee you will add a minimum of six figures in additional margin to your business. If you do not, we write you a $5,000 check at the end of the 12 months.
All pricing in USD, and the guarantee is paid in USD. This is a commitment we are making to you, not a projection of what your claims will return.
Questions
Which building code applies to a New Brunswick roof?
New Brunswick's Building Code Administration Act defines "Code" as the National Building Code adopted by reference in the regulations, including all its revisions, errata, and corrections. The Act itself does not rewrite the code's technical content. What it does instead is set up the administration around it: a municipal building by-law, a building permit and inspection system, and a Building Code Administrator. We did not fetch the separate regulation that names the specific edition currently in force, so this page does not state a New Brunswick edition year, and we are telling you that plainly rather than guessing at one.
So who actually reviews a permit or a scope in New Brunswick?
It depends on where the property sits, and that is the point worth understanding. The Act lets a council of a local government make a building by-law setting construction standards, and it defines a building inspector as either someone responsible to a regional service commission for enforcing local by-laws and provincial law on building and construction in that region, or an inspector appointed under the Local Governance Act. Rural districts are handled through that same Local Governance Act framework. The code text is national. The office that reviews your file is local.
What happens if a building inspector's order gets disputed?
New Brunswick's Act sets out a two-step path. An owner served with an order for construction work a building inspector considers to be in contravention of the Code can appeal to the Building Code Administrator, a specific position the Minister appoints from the Department of Justice and Public Safety. A party unhappy with that decision can then appeal further to a judge of the Court of King's Bench of New Brunswick. Both steps are named directly in the Act, not summarized from a third party.
Is New Brunswick's bilingual status relevant to how you work a file?
It explains why the statute itself is printed in parallel English and French columns, which is a real thing we saw when we read the Act directly. It is not something we are stretching into a claim about French-language service requirements on this page. That is a separate legal question and we are not answering it here.
How bad was Hurricane Fiona in New Brunswick?
Lighter than its Atlantic neighbours, and the Insurance Bureau of Canada said so itself. IBC's own release states that New Brunswick "was spared much of the damage caused by Hurricane Fiona due to the easterly track of the storm," though the province still saw widespread power outages in Saint John, Fredericton, Moncton, and the Acadian Peninsula, with structural damage concentrated along the Northumberland Strait and near the Nova Scotia border. IBC's most recent restated national total for Fiona, published in January 2023, put insured damages at over $800 million, and called the storm the seventh largest in Canada's history by insured damages, up from an initial tenth-largest ranking. We are not giving you a current New Brunswick-only dollar figure for Fiona, because IBC's early per-province numbers were tied to a national total it has since raised, and it never republished a New Brunswick figure against the new total.
Why not just use the old New Brunswick number if it's the only one you have?
Because it would be presenting a superseded figure as current. IBC's own January 2023 release raised the national Fiona total from $660 million to over $800 million, a 21 percent increase, and did not restate how that increase breaks down by province. A dollar figure that no longer sums correctly against the total its publisher now stands behind is not one we are going to print as if nothing changed. The qualitative description of New Brunswick's damage was never superseded, so that is what stays on this page.
Do you know how New Brunswick insurers handle supplements?
The insurers writing property coverage here are different companies from the American ones and we will not claim to have their settled behaviour mapped. What transfers is the mechanics. A scope missing starter, drip edge, ridge cap, or steep charges is missing them in any market, and quantities taken off a measurement report are right or wrong regardless of the country. What we learn about a specific insurer, we learn on your file and tell you honestly.
Are you licensed in New Brunswick?
No, and we do not present ourselves as being. We are a United States company. Our credential is a United States one, and adjusting is provincially regulated in Canada. What we do for you is estimating and supplement documentation, delivered remotely, working behind you while you keep the relationship with your insurer.
What currency are your fees in?
All pricing is in United States dollars. We do not quote in Canadian dollars and we do not publish a converted figure, because an exchange rate printed on a web page is out of date almost immediately. Your own bank or card issuer applies the conversion at the rate on the day you pay.
Send us one and see
Send the insurer estimate and your measurement report. We will read it and tell you what we see, including telling you if there is nothing worth chasing on it.
All pricing in USD.