Roofing Supplement Company Serving Louisiana Contractors

Louisiana is the most hurricane-exposed roofing market in the continental United States. Katrina, Rita, Ike, Gustav, Laura, Delta, Ida — each storm season brings new CAT events that produce roofing claims requiring expert supplement analysis. Kyle Hamrick is a licensed insurance adjuster whose Southeast regional experience gives him direct familiarity with Gulf Coast hurricane claim patterns, Louisiana-specific code requirements, and the carrier supplement tactics that cost Louisiana contractors thousands per job.

Hurricane Season and Louisiana's Year-Round Roofing Risk

New Orleans, Baton Rouge, Shreveport, Metairie, Lafayette, Lake Charles, Bossier City, and Kenner are the state's major population centers — and all face significant hurricane and severe weather exposure. New Orleans and the surrounding parishes face direct hurricane landfall risk and the prolonged wind exposure that major storms bring. Lake Charles was hit by back-to-back hurricanes Laura and Delta in 2020 — producing some of the most complex multi-event roofing claims in the country. Northern Louisiana around Shreveport sees tornado and severe hail events that are distinct from coastal hurricane patterns. Carriers handling Louisiana claims have extensive experience minimizing storm scopes — professional supplement writing is essential.

Louisiana's Dominant Insurance Carriers

State Farm, Allstate, USAA, Travelers, and Nationwide write significant Louisiana homeowner volume. Louisiana Citizens Property Insurance Corporation — the state's insurer of last resort — handles a growing share of Gulf Coast properties as private carriers pull back from the market. Citizens scopes require the same supplement pressure as private carriers, often more. The Louisiana Department of Insurance's strict claims handling requirements give contractors additional leverage on tardy or inadequate responses.

Xactimate Line Items Louisiana Adjusters Frequently Miss

• RFG WINDMIT — Hurricane wind mitigation components; Louisiana's wind mitigation code requirements add significant line items that adjusters routinely exclude from hurricane scopes.
• RFG RIDGCP — Ridge cap replacement; hurricane and tropical storm winds are specifically damaging to ridge and hip caps — always a supplement item on Louisiana claims.
• RFG FELT30 — Synthetic underlayment; Louisiana wind exposure and moisture environment require upgraded underlayment systems.
• FLS VLYFLSH — Valley flashing; hurricane rainfall volume (often 15-20" in 24 hours) overwhelms any compromised valley system.
• FLS STEPFL — Step flashing at dormers and walls; sustained hurricane winds compromise these seals systematically.
• RFG DECKIN — Decking replacement for panels compromised by wind uplift — a major supplement category on direct-hit hurricane claims.
• TARPTEMP — Emergency tarping costs; Louisiana carriers routinely dispute tarping invoices that should be included in the claim.
• O&P — Overhead & profit; Louisiana GCs coordinating post-hurricane multi-trade losses are always entitled to O&P.
• PERMITS — New Orleans, Baton Rouge, and all Louisiana municipalities require permits; permit fees must be supplemented on every full replacement.

AccuLynx Integration

Louisiana contractors managing post-hurricane backlogs in AccuLynx can import our supplement packages directly into job records. Hurricane seasons produce hundreds of simultaneous claims — AccuLynx integration keeps every scope current without manual re-entry.

$5,000 Money-Back Guarantee

Louisiana hurricane claims are among the highest-value supplement opportunities in the country. We guarantee our work with a $5,000 money-back offer — find legitimate line items or pay nothing.

24-Hour Turnaround

Post-hurricane claim momentum is critical in Louisiana's competitive market. We deliver completed supplement packages within 24 hours so you can re-engage carriers while your documentation advantage is fresh.