Roofing Claims Specialist for Contractors Nationwide
There's a difference between a supplement writer and a licensed claims specialist. Kyle Hamrick is a credentialed insurance adjuster who spent years on the carrier side — reviewing the same claims from the inside that he now fights for contractors on the outside. That's not a marketing angle. It's the actual edge.
What a Licensed Claims Specialist Actually Does
Supplement Writing
Reviews carrier estimates line-by-line. Identifies every item that was missed, underpaid, or incorrectly depreciated. Writes a documented supplement in Xactimate that carriers can't easily dismiss.
Claim Documentation
Produces the paper trail carriers require — scope notes, code citations, photo references, measurement verification. Documentation written by a licensed adjuster carries more weight than documentation from an estimator.
Carrier Negotiations
Follows up with desk adjusters 2-3x per week. Knows which line items each carrier consistently challenges and how to respond. Pushes every supplement to resolution.
Depreciation Recovery
Tracks open ACV claims and submits completion letters (COC) to recover withheld depreciation once work is done. Most contractors leave this money sitting uncollected.
Xactimate Estimating
Builds retail estimates from scratch — maximized, code-compliant, with every applicable line item included. Delivered in 24 hours as a PDF. ESX file available for XM8 users.
AccuLynx Integration
Works directly inside your AccuLynx account using your templates. No new software to learn. Supplements written where your team already works.
Claims Specialist vs. Supplement Writer
Most supplement companies hire former roofers or estimators. The difference matters when carriers push back.
| The Estimate Company | Typical Supplement Company | |
|---|---|---|
| Credentials | Licensed Insurance Adjuster | Estimator / Former Roofer |
| Carrier experience | Worked inside carriers — knows their playbook | Contractor-side only |
| Supplement weight | Adjuster-authored documentation | Estimator-authored documentation |
| Turnaround | 24 hours | 3-7+ days |
| Follow-up | 2-3x/week with desk adjuster | Submit and wait |
| Guarantee | $5,000 money-back guarantee | None |
| AccuLynx | Works in your system | Usually not offered |
| Pricing | 15% of recovery — no recovery, no fee | Varies, often upfront fees |
What a Claims Specialist Catches That Others Miss
Carriers write estimates to their standard. A licensed adjuster knows exactly what that standard omits.
The $5,000 Guarantee
Send us 2 claims per week for 12 months. If you don't add a minimum of 6 figures to your annual margins from our supplementing, we write you a $5,000 check. No other supplement company offers this. We do because we know what happens when the work is done right.
Start With One Free Claim →Frequently Asked Questions
What is a roofing claims specialist?
A roofing claims specialist is a licensed professional who reviews insurance carrier estimates, identifies underpaid or missed line items, and submits documented supplements on behalf of roofing contractors. Unlike generic supplement writers, a licensed insurance adjuster has the credentials and carrier knowledge to write supplements that hold up under scrutiny.
How is a claims specialist different from a supplement company?
Most supplement companies employ estimators or former roofers. A licensed claims specialist is a credentialed insurance adjuster who has worked directly for carriers — meaning they know exactly how claims are evaluated internally, what gets approved, and how to document items carriers try to deny.
Do I need a claims specialist or just a supplement writer?
If the carrier is denying line items, underpaying, or you need documentation that will survive a re-inspection, you need a licensed claims specialist. For standard supplementing, our team handles both — the difference is we bring adjuster-level credibility to every file.
How much does a roofing claims specialist cost?
The Estimate Company charges 15% of the additional amount recovered through supplementing. You pay nothing unless we recover money. For retail estimates, we charge a flat fee based on scope.
Work With a Licensed Claims Specialist
Submit one claim. We'll review it free and show you exactly what was missed before you commit to anything.
Get Your Free Claim Review →