Wind Damage Roof Supplement Writing
Wind damage claims are among the most contested in residential roofing. Carriers push back on full replacements, split scopes into micro-repairs, and omit the code-required line items that turn a partial shingle patch into a legitimate, warrantied roof system. Kyle Hamrick is a licensed insurance adjuster who built his career reviewing these exact claims from the inside — and now recovers every dollar carriers leave out.
How Wind Claims Get Scoped Short
Wind damage presents a unique challenge for contractors because the visible damage — lifted or missing shingles — is only part of the legitimate scope. When shingles blow off, the underlayment is exposed and compromised, the deck may be damaged or warped, counterflashing at chimneys and walls is often lifted, and fascia along windward edges may be bent or cracked. Carriers write the shingles. The rest gets denied or forgotten.
The supplementing process for wind damage starts with a line-by-line audit of the carrier estimate against the actual scope of work. Every omitted line item is documented with photos, code citations where applicable, and manufacturer installation specs that justify the billing. The finished supplement is written in Xactimate at current local pricing and submitted with supporting documentation that gives the carrier no clean basis for denial.
Kyle Hamrick's credentials as a licensed independent adjuster mean the supplements carry adjuster-level authority. When a desk adjuster reviews a supplement authored by another licensed adjuster, the conversation is peer-to-peer — not contractor vs. carrier. That shifts the dynamic and materially improves approval rates.
We follow up 2–3 times per week with desk adjusters on every open wind file and track each supplement through to final payment. If your team uses AccuLynx, we work directly inside your account — no handoffs, no separate portal, no extra steps.
Xactimate Line Items We Recover on Wind Claims
Wind scopes consistently omit these line items — each one is documented and submitted as part of every wind supplement we write.
The $5,000 Guarantee
Send us 2 claims per week for 12 months. If you don't add a minimum of 6 figures to your annual margins from our supplementing, we write you a $5,000 check. No other wind damage supplement company backs their work like this.
Start With One Free Wind Review →Frequently Asked Questions
What line items do carriers miss most often on wind damage claims?
Wind claims consistently miss blown-off shingle replacement costs for partial sections, counterflashing on chimneys and walls, high-nail zone premiums for wind-rated reinstalls, starter strip on rakes, and drip edge replacement around the full perimeter. When fascia or soffit was damaged, those often come in underpriced or split into incorrect categories.
Can you supplement a partial wind repair scope?
Yes. Partial wind repairs are some of the most commonly underpaid claims because carriers write a small shingle repair and ignore every associated trade item. We supplement the full scope — flashing, underlayment, code requirements, and any damaged structural components — not just the visible shingle area.
How does the contingency fee work for wind supplements?
We charge 15% of the additional money recovered through supplementing. If the carrier estimate is already fully scoped and there is nothing to recover (rare), you owe nothing. You only pay when we win.
Do you handle wind claims that also include interior damage?
Yes. Wind events often cause both roofing damage and interior water intrusion. We scope both sides of the claim — roofing through Xactimate RFG line items and interior through appropriate ACV/RCV documentation. Everything is tied to the same event for a unified supplement submission.
How do you work with AccuLynx for wind damage files?
We access your AccuLynx account directly and work within your existing job templates and workflows. Wind damage supplements are written, attached, and tracked inside AccuLynx so your team has full visibility without switching tools.
Get Full Value on Every Wind Claim
Submit one wind damage file. We'll review it free and show you exactly what the carrier missed.