Roofing Supplement Company Serving Arizona Contractors

Arizona's monsoon season is one of the most underestimated roofing damage events in the Southwest. The combination of baseball-sized hail, intense straight-line winds, and haboob-driven debris creates layered damage that initial carrier estimates almost always miss. Kyle Hamrick brings 20+ years of licensed insurance adjuster experience to every Arizona supplement — working remotely to dig into Xactimate scopes and surface the line items carriers routinely exclude.

Arizona's Unique Storm Damage Landscape

Phoenix, Tucson, Scottsdale, Mesa, Chandler, Gilbert, Tempe, and Peoria all sit in the North American Monsoon corridor. From July through September, storm cells drop in without warning — carrying marble-to-golf-ball hail that punches through single-layer tile and tears granules off asphalt systems that were already heat-stressed from 110°F summers. Flagstaff and Prescott face a completely different challenge: winter freeze-thaw and spring hail events at elevation. Carriers write one-size scopes that don't account for the difference between a Phoenix flat-roof TPO claim and a Flagstaff steep-slope asphalt shingle claim.

Dominant Carriers in Arizona

State Farm, Farmers, USAA, Progressive, and Allstate dominate the Arizona market. Many Arizona policies carry ACV (actual cash value) riders that depreciate materials aggressively — our supplements identify recoverable depreciation and document the arguments needed to convert ACV settlements to RCV (replacement cost value).

Xactimate Line Items Commonly Missed on Arizona Claims

• RFG TILECLY — Clay tile removal and reset; Arizona's dominant roofing material requires specialized labor Xactimate often under-prices.
• RFG TILEFLT — Flat tile replacement; hail impact cracks that appear hairline on inspection cause catastrophic failure in monsoon rain events.
• RFG FELT30 — Upgraded synthetic underlayment; Arizona code requires 30# equivalent under tile in high-wind zones.
• RFG BATT — Foam batten replacement under elevated tile systems; haboob debris and UV degradation compromise foam that's 10+ years old.
• FLS VLYFLSH — Valley flashing replacement; monsoon volume exceeds standard valley capacity and causes channeling damage.
• RFG EAVE — Eave protection membrane; required by Arizona code in wind-driven rain zones and rarely included in initial scopes.
• CLN ROOF — Roof cleaning after tile replacement; stucco dust, mortar, and debris require professional cleaning before final inspection.
• O&P — Overhead & profit; Arizona GCs coordinating multi-trade monsoon losses are always entitled to O&P.
• PERMITS — Phoenix, Scottsdale, and Maricopa County all require roofing permits; always supplement this line item.

AccuLynx Integration

Arizona roofing companies managing high monsoon-season volume rely on AccuLynx to keep hundreds of simultaneous jobs organized. We deliver supplement packages in Xactimate format that sync directly into AccuLynx job files — so your production managers always have the current approved scope at their fingertips.

The $5,000 Guarantee

If we review your Arizona claim and can't find legitimate supplemental line items worth recovering, you pay nothing and we'll write you a check for $5,000. We've never had to write that check — because Arizona monsoon claims are almost always underpaid on the first pass.

24-Hour Turnaround

During monsoon season, your backlog grows daily. We turn around completed Arizona supplement packages in 24 hours — so you can re-engage the carrier while the loss is fresh and documented, not weeks later when momentum is lost.