The Estimate Company
The Supplemental Estimating Company Roofing Contractors Trust
Not all supplement companies are the same. Most use junior estimators following a checklist. We use former licensed insurance adjusters who know how carriers think — because we used to be them. That difference shows up in every payout.
Work With Us Free on Your First Claim →What Makes a Great Supplemental Estimating Company
The roofing supplement industry has grown fast — and so has the number of companies promising to maximize your insurance payouts. But most of them have the same playbook: hire cheap estimators, run carrier estimates through a checklist, and submit the same ten line items on every job. It works sometimes. It leaves a lot of money on the table, always.
A genuinely great supplemental estimating company does three things differently: it employs people with adjuster credentials (not just Xactimate training), it knows carrier-specific tendencies across dozens of insurers, and it stays with the claim through carrier follow-up and approval — not just through submission.
Adjuster Credentials — Not Just Estimators
The difference between an estimator and a licensed adjuster is the difference between knowing what to write and knowing what carriers are legally required to pay. We're the latter.
Carrier-Specific Knowledge
State Farm pushes back differently than Allstate. Travelers has different documentation requirements than USAA. We've worked with 50+ carriers and know exactly how to frame supplements for each one.
Full-Cycle Involvement
We don't just write and submit. We follow up 2–3 times per week until the supplement is approved and you're paid. Most supplement companies drop off after submission.
Performance-Based Pricing
We charge 15% of what we actually recover beyond the carrier's original estimate. If we don't recover more than you'd get without us, you pay nothing. Period.
The Estimate Company — What Sets Us Apart
Licensed Insurance Adjuster Credentials
Kyle and Lexie Hamrick are former licensed independent adjusters with 20+ years of combined experience. That background is why our supplements get approved at a higher rate than most.
24-Hour Turnaround
We deliver completed Xactimate supplements within 24 hours of receiving the carrier's estimate and job photos. Most supplement companies take 3–5 business days.
$5,000 Guarantee
If you work with us on 2 claims per week for 12 months and don't add six figures in additional margin, we write you a $5,000 check. We stand behind the system.
50+ Carriers, Nationwide
We've supplemented against State Farm, Allstate, USAA, Travelers, Liberty Mutual, Nationwide, Farmers, and 40+ more. Every carrier has patterns — we know them.
AccuLynx Integration
We plug directly into your AccuLynx workflow. No new software to learn, no process disruption — we receive job files and return estimates in the format you already use.
How to Evaluate a Supplemental Estimating Company
Before you partner with any supplemental estimating company, ask these questions:
Q: Are your writers licensed insurance adjusters?
A: Most supplement companies use estimators with Xactimate training. There's a significant difference between knowing the software and knowing what carriers are required to pay under a policy. Ask for credentials.
Q: How many carriers have you worked with?
A: Carrier tendencies vary. A company that has only worked with 5–10 carriers will miss nuances that cost you money on others. Look for 20+ carriers minimum.
Q: What's your follow-up process after submission?
A: Submitting a supplement is the start, not the finish. Carriers routinely slow-walk approvals hoping contractors give up. Ask how often they follow up and who handles it.
Q: Do you charge upfront or on contingency?
A: Upfront-fee supplement companies have no incentive to maximize your recovery. Contingency-based companies only get paid when you get paid — which means they're motivated to fight for every dollar.
Q: Can I see sample supplements you've written?
A: A professional supplement company should be able to share sanitized examples of completed supplements. If they can't or won't, that tells you something.
See the Difference — Free First Supplement
We don't ask you to commit before you see what we do. Send us your first claim — carrier estimate, photos, measurements. We'll write the full supplement for free. No risk, no obligation.
Get Your Free Supplement →