The Estimate Company
We Supplement Estimates From Every Major Insurance Carrier
After 20+ years working as licensed independent adjusters across 50+ carriers, we know exactly how each one writes estimates — and exactly how to supplement them. Whether it's State Farm in Georgia or FICOH in Hawaii, we've done it.
Submit Your First Claim Free →Carriers We Work With
We submit to all major carriers nationwide. If you don't see yours listed, we've almost certainly supplemented one of their estimates — there are hundreds of regional carriers and we've worked with most of them.
Why Carrier Knowledge Matters
Every Carrier Writes Differently
State Farm uses different Xactimate defaults than Allstate. USAA has different depreciation schedules than Travelers. We know how each carrier thinks — and how to write a supplement they can't easily push back on.
Regional Carriers Have Regional Quirks
Hawaii carriers like FICOH and HPIA handle claims differently from mainland carriers. Southeast carriers have specific rules around hurricane and flood damage. We know the nuances.
We Know Which Battles to Pick
Some carriers approve line items quickly. Others require more documentation. We tailor each supplement to match the carrier's review process so approvals happen faster.
We Follow Up on Every File
2-3 times per week, we contact the carrier desk adjuster directly until the supplement is approved and the check is issued. You don't have to chase anyone.
Don't See Your Carrier? Send It Anyway.
If you're working with a carrier not listed here, chances are we've still seen their estimates. Send us the file and we'll take a look at no charge.
Send Us the File