The Estimate Company
Xactimate Supplement Writing for Public Adjusters & Attorneys
When a carrier's estimate is wrong, you need a supplement that's documented, coded correctly, and carrier-defensible. We write them. Former licensed independent adjusters with 20+ years of experience writing the exact type of estimates you're disputing.
Send Us the Carrier Estimate →How We Help Public Adjusters & Attorneys
Independent Damage Documentation
We produce a separate, independently written Xactimate estimate of the actual damage — giving you a direct comparison document against the carrier's underpaid scope.
Supplement Writing for Disputes
If you're disputing a carrier's estimate in appraisal, litigation, or negotiation, our supplement documents every missed or underpaid item with Xactimate coding and pricing citations the carrier must address.
Expert Opinion on Scope & Pricing
As former adjusters who've worked for 50+ carriers, we understand carrier estimate criteria from the inside. We can identify where a carrier deviated from standard Xactimate practice.
ESX Files & Full Documentation
We deliver completed estimates with importable ESX files, itemized line-by-line breakdowns, and documentation suitable for legal or appraisal proceedings.
Why Our Background Matters Here
Most supplement writers are contractors or estimators who learned Xactimate from the contractor side. Kyle and Lexie Hamrick are licensed independent adjusters — they've worked for the carriers, applied their guidelines, and know exactly where carrier estimates fall short of industry standard. That perspective is what makes a supplement useful in a dispute, not just a wish list.
Ready to Review the Estimate?
Send us the carrier's estimate and any inspection documentation you have. We'll review it and tell you what was missed before you commit to anything.
Send the File