The Estimate Company
Xactimate Insurance Supplement — Fight Carriers with Their Own Data
Carriers use Xactimate to low-ball your claims. We use Xactimate right back — building insurance supplements using the same platform's pricing data that carriers can't dispute. Our Xactimate insurance supplement service is the most powerful tool a restoration contractor has against systematic underpayment.
Get a Free Supplement →What This Service Covers
Xactimate vs. Xactimate Comparison
We produce a line-by-line comparison of the carrier's Xactimate estimate and our supplement, showing exactly what was omitted and what Xactimate itself says it should cost. This format is hard for carriers to dispute.
Price List Accuracy Challenges
Carriers sometimes use outdated or wrong-market Xactimate price lists. We verify your claim uses the correct geographic price list and challenge any discrepancies that reduce your payout.
Xactimate ESX File Delivery
We deliver supplements in Xactimate's native ESX format, which carriers can import directly into their own system. This speeds up review and eliminates formatting as a basis for rejection.
Insurance Supplement Strategy
Some items are more likely to be approved than others — we prioritize high-approval-rate items first and build a strategic submission sequence to maximize total recovery across multiple supplement rounds.
Xactimate Line Items We Recover
- ✓RFG/ASTR — Starter strip eaves & rakes
- ✓RFG/IWS — Ice & water shield (valleys + eaves)
- ✓RFG/HIGH — High nail zone charge
- ✓RFG/DRIP — Drip edge (all perimeters)
- ✓RFG/STEEP — Steep slope labor charge
- ✓RFG/RIDGC+ — Architectural ridge cap
- ✓SFG/GUTA — Aluminum gutters D&R
- ✓DMO/DUMP — Dumpster (correct size)
- ✓RFG/ARMV — Shingle remove & replace
- ✓RFG/FLPIPE — Pipe jack flashing
500%+ ROI — Guaranteed
Work with us on 2 claims per week for 12 months. We guarantee a minimum of six figures in additional margin — or we write you a $5,000 check.
Start With a Free Supplement