The Estimate Company
Insurance Claim Estimate — Built by Former Adjusters, Approved by Carriers
An insurance claim estimate written by someone who understands both the carrier's review process and your actual cost of work is worth far more than a generic scope. Our team builds every estimate to survive adjuster scrutiny and capture full replacement cost — because we know exactly how carriers are trained to review them.
Get a Free Supplement →What This Service Covers
Adjuster-Perspective Estimate Building
Because our writers trained as adjusters, they know exactly what makes a carrier approve or reject an estimate. We structure every insurance claim estimate to pass review on the first submission.
Full Replacement Cost Documentation
Our estimates capture labor, materials, overhead, profit, permits, and code-required items — everything that makes up the true replacement cost of the damaged property.
Photo-to-Scope Matching
We cross-reference every scope item against your job photos, ensuring each element of the estimate has visual support. Carriers require documentation and ours is always in order.
Post-Estimate Supplement Ready
If the carrier comes back with reductions, our estimates are structured so that a follow-up supplement is easy to write and immediately actionable. We design for the full claims lifecycle, not just the first submission.
Xactimate Line Items We Recover
- ✓RFG/ASTR — Starter strip eaves & rakes
- ✓RFG/IWS — Ice & water shield (valleys + eaves)
- ✓RFG/HIGH — High nail zone charge
- ✓RFG/DRIP — Drip edge (all perimeters)
- ✓RFG/STEEP — Steep slope labor charge
- ✓RFG/RIDGC+ — Architectural ridge cap
- ✓SFG/GUTA — Aluminum gutters D&R
- ✓DMO/DUMP — Dumpster (correct size)
- ✓RFG/ARMV — Shingle remove & replace
- ✓RFG/FLPIPE — Pipe jack flashing
500%+ ROI — Guaranteed
Work with us on 2 claims per week for 12 months. We guarantee a minimum of six figures in additional margin — or we write you a $5,000 check.
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