Fencing Estimates
Fence Damage Is One of the Most Missed Line Items on Storm Claims
Hail and wind damage fencing all the time. But when a roofing contractor submits a supplement, fencing almost never makes it onto the estimate. We fix that — with accurate, carrier-ready fence damage estimates in Xactimate.
Why Fencing Gets Left Off Claims
Most roofing contractors focus on the roof — which makes sense. But a large hail event or wind storm damages everything in its path. The fence in the backyard took the same hail the roof did. The difference is: nobody writes it up.
Carriers don't include fencing in initial roofing estimates. They're not going to volunteer it. If you're doing a full property supplement, fencing should be part of it — it's a separately covered line item that adds real money to the claim.
On a typical residential property with 150-250 linear feet of fencing, a proper supplement can add $2,000 to $8,000 to the claim depending on fence type and damage extent.
Fence Types We Estimate
Wood Fencing
Hail and high wind destroy wood panels, posts, and rails. Common damage includes split and broken boards, blown-down sections, and post rotation. We document actual damage per linear foot with current Xactimate pricing.
Vinyl Fencing
Large hail shatters vinyl panels outright. Unlike wood that splinters, vinyl breaks clean — which actually makes documentation easier. We write vinyl fence estimates using correct material specs and replacement pricing.
Chain Link Fencing
Wind events bend posts and rip mesh from top rails. High winds can collapse entire sections. We scope chain link by post condition, mesh damage, and structural integrity — not just a blanket LF replacement.
Ornamental Iron
Hail dents ornamental iron and degrades coatings, leading to rust. Storm damage can bend vertical members. Often under-scoped because it looks intact at ground level. Requires close inspection documentation.
Standalone or Combined Supplements
Add Fencing to a Full Property Supplement
If you're already supplementing the roof, we add fencing, siding, gutters, and all other damage categories into one comprehensive supplement submission.
Standalone Fence Damage Estimate
For situations where the roof claim is already closed but fencing was missed — we write a standalone supplement to reopen the damage scope for fencing specifically.
Frequently Asked Questions
Do you write standalone fence damage estimates?
Yes. We can write a fencing supplement or estimate as a standalone submission or as part of a larger property supplement that includes roofing, siding, and other items.
Do carriers pay for fencing on storm claims?
Yes — if the damage is documented and the estimate is written correctly. Fencing is a covered peril on most homeowner policies when damaged by hail, wind, or falling objects. The issue is most supplements don't include it.
How do I document fence damage for a supplement?
Photos showing impact marks, broken sections, bent posts, and overall fence runs with measurements. We work with what you have — and we'll tell you if we need more documentation before we write.
Can you estimate partial fence replacement vs full replacement?
Absolutely. We scope per-section damage and write estimates for partial or full replacement depending on what the damage documentation supports.
Stop Leaving Fencing Off Your Claims
Tell us the fence type, send us the photos, and we'll add it to your supplement. Easy money that most contractors never collect.
Email Kyle → kyle@theestimatecompany.com