Fire Damage Supplements
Fire Damage Xactimate Estimates — Full Scope Documentation for Contractors
Fire damage Xactimate estimates require thorough documentation of structural, surface, and smoke/soot categories across multiple trades. Carriers frequently scope fire claims conservatively on the first pass. We write comprehensive fire damage estimates and supplements that document the true scope of loss.
What Carriers Miss on Fire Damage Claims
Full structural scope beyond visible burn damage
Smoke and soot penetration in adjacent areas
HVAC system contamination and replacement scope
Attic and crawlspace smoke exposure
Roof damage from fire extension and firefighter access
Window and door frame damage from heat
Code upgrades required on all rebuilt systems
Content protection and pack-out scope
Temporary repairs and board-up costs
Our Process for Fire Damage Supplements
Full carrier estimate review across all trade categories
Write or supplement the Xactimate estimate with complete scope
Document each category separately for clear carrier review
Submit with photo documentation within 24 hours
Follow up until each line item category is resolved
Why Choose The Estimate Company
Licensed Insurance Adjusters
Kyle & Lexie Hamrick are licensed IAs with 40+ years combined experience. This isn't outsourced estimating — it's done by people who know exactly how carriers think.
24-Hour Turnaround
We deliver your supplement within 24 hours of receiving the job documentation. Storm season doesn't wait — neither do we.
$5,000 Guarantee
2 claims/week for 12 months = 6 figures minimum. If you follow our process and we don't hit that, we write you a $5,000 check. Nobody else offers this.
Ready to Stop Leaving Money on Fire Damage Claims?
Send us the carrier estimate. We'll show you what's missing and have the supplement written within 24 hours.